Below are some of the most commonly asked questions drivers looking to finance at Columbus Auto Group West ask us. We complied them together to make it easy for you to get answers to similar questions you may have. If you do not see an answer to your question, please reach out to us.

How much is the down payment?

We have no set down payment. We try to work with what you have. We may be able to do zero down in some cases. The type of car you choose and your income may also factor in your down payment. Most customers do down payments between $500 and $1,000.

What do I need to apply?

Here are some basic stuff you need to apply:
⚪ Mail showing proof of address
⚪ Paystub showing $1,500 Monthly Income or more.
⚪ [ SSI, SSDI, Self-Employed, Cash App Deposits, Bank Statements, and Pension ] are all acceptable.
⚪ Proof of ID [ Driver’s license or Passport, Military ID ok ]
⚪ Must be able to get insurance
⚪ Bring any down payment you have
If income is low you can use a co-signer. We accept trade-ins too. Use your old car as down payment on your next car. Just bring the old car title. Car loan on this car must be fully paid off before trade.

Do you do trade-ins?

Yes we take trade-ins. You can use your old car as down payment. You must have paid off any left over you owe on the car before you trade in with us. If you cannot move the car, we can come get it. When coming to the dealership, please bring the title of the car with you.

Can I apply before I come in and see you?

To help speed up the process, use this link below to fill out and submit the application before you come in. Please let us know once that is done so we can notify our sales rep to start working on it. This will help speed up the process.

How long will my application take to be approved or denied?

Each person’s application tends to differ, because everyone’s financial situation is different. In most instances, if you submitted your application online before coming in you should get an update before you get to our dealership. The banks we finance through will let us know when your app is approved or denied.

How long do I have to be at my job to qualify?

The banks we finance you through asks that you have 2yrs of job history. When filling up the credit application, if you have not been at your current job for more than 2yrs, enter information about your previous job such as name of your employer and how long you worked there.

Can I see your inventory?

You can see our most recent inventory here
We add more cars to our inventory almost 2 to 3 times a week. Some vehicles on the website may have been sold because we sell lots of cars quite fast– at times before we get a chance to add them to the website.

Are you a buy here pay here dealership?

Sorry, we are not a buy here pay here car dealership. We work with banks to provide car financing to Columbus drivers.

What if I have bad credit or no credit? Can you still help me?

We offer No Credit Needed Financing. We have helped many other drivers with bad credit get a car. It’s possible we can make something happen for you even if your credit don’t look that good.

Where are you located? What are your business hours?

Below is our contact info:
Columbus Auto Group West
2035 Sullivant Ave, Columbus, OH 43223
Call (614) 272-2035
Business Hours:
Mon – Fri 10am to 7pm
Sat 10am to 5pm
Closed on Sundays

Do I need a driver's license to apply?

You do not need a driver’s license to get a car, but sometimes the bank we finance with may require a driver’s license. When can you come in and see us?

Do I need insurance to apply?

You will need insurance to drive off the lot. If you don’t have insurance, let us know. We will help you get one.

Do I need paystubs?

Yes in most instances the banks we finance through will require that you provide 2 or 3 of your most recent paystubs. You can attach the paystubs when filling out the form online or bring them with you to our car dealership.

I have a repo. Can you help me get a car?

Usually we can work with drivers in 1 repo in the past year. If your repossession count is more than 1 or if your last repo was too recent, it will be quite difficult to get you a car. The best way around this is to use a co-signer.

Do you accept co-signer or co-buyer?

Yes, if your income is not big enough, or if you have too many repos you can use a co-buyer as cover.

What's the minimum income required to finance?

You should have at least $1,500 or more a month. SSI and other sources of income are accepted.

What about warranty?

All our cars come with outstanding optional warranty. Please reach out to us for details on warranty.

What if I have an open loan? Is that a problem?

Banks usually don’t like to give additional car loans to drivers who already have an existing open loan, however, you can bypass this hurdle if you have very good income or if you use a co-signer.